Friday, November 20, 2020

Food Delivery Apps in Cambodia

Cambodia has seen an explosion of new food delivery, grocery delivery apps and websites enter the market since 2018. We look at the best selection of food delivery apps in the Kingdom of Cambodia.

Order food online in Cambodia

Although online (web-portal) food delivery services have been in operation since the early 2010s in cities like Phnom Penh, the rise in food delivery apps has seen more cities included and the ease of which to order has improved drastically, as well as the means by which to pay.

All of the apps or websites usually require you to register and create a profile. This allows for easier (safe) storage of personal information, payment methods and delivery addresses when ordering. In addition, apps are generally always available on Google Play (Android) and Apple (iOS).

Each food delivery app and website also has its own delivery fee which depends on the distance for the delivery. Keep an eye out for promotions and deals which may include free delivery or discounts of food, drink and grocery items.

It is also worth mentioning that although many restaurants can be found across a number of the services listed below, there is also a trend for some restaurants to introduce their own delivery service and online payment options, as more Cambodian companies embrace digital technology and have websites in addition to social media channels.

Food Delivery Apps Cambodia 

We look at some of the best food delivery services in Cambodia. These tend to be exclusive to the major cities like Phnom Penh, Kampot, Kep, Siem Reap etc.

For expats and business owners who have been operating in Cambodia since 2015 and longer, the app-based meal-delivery boom has made the ease of ordering food in 2020 endlessly easier. There are far fewer communication issues, much quicker deliveries, live tracking of the delivery, easier payment options and transparency in orders. Cambodia is also ripe for these business models due to the high internet penetration and mobile phone usage.

Meal Temple

Meal Temple started in Cambodia in 2013 as a food delivery service via printed books, then a website and a mobile app. In 2018, Meal Temple raised a “six-figure figure” from private Australian and European investors and has since moved into the Kingdom of Bhutan, Laos and Myanmar. In 2019, they claim to be collectively making 10,000 monthly deliveries in Phnom Penh, Siem Reap and Sihanoukville.

Foodpanda

The international food delivery app Foodpanda entered the Cambodian market in 2019 and promises to offer a fast and convenient food delivery service. The app is slowly building a bigger selection of outlets to choose from. In 2020 they offer payments by cash or by debit/credit card and not through the many digital payment options some of the other popular apps do offer. This may well change over time. They do offer a live chat feature if there are any issues, however.

In March 2020, Foodpanda said it would start offering its services in Siem Reap in addition to Phnom Penh

Nham24

Nham24 is self-claimed as “Cambodia’s first super app”. The app allows users to order food, drink and grocery deliveries from a huge ranger of outlets. There are also easy digital payment options or you can pay in cash. In 2018, Smart Axiata Digital Innovation Fund (SADIF) acquired a minority stake in Nham24. The app saw some big updates in 2019-2020 and is available in both Khmer and Engish languages.

The app also allows for in-app orders of flowers, from online shops, retail stores and express package deliveries (via a tuk-tuk or motorbike). The deliveries can be tracked live within the app. Users in Phnom Penh and Siem Reap can make use of Nham24.

E-GetS

E-GetS is a food and drinks delivery service platform founded in Cambodia in 2018. Customers can order deliveries through the E-GetS e-commerce app with a good selection of digital payment options or by cash on delivery. E-GetS also allows for live tracking of the delivery through the app. In addition, they have a selection of supermarkets, and phone top-up options through the mobile app. They offer a range of Khmer, English and Chinese options.

Muuve

Muuve is a food ordering and delivery service platform which was founded in 2018 by Cambodian entrepreneurs Panh Phanith (Muuve’s CEO) and Chhoun Vathanak (Head of Business Development).

Customers can use Muuve app to order food or drinks and the app allow for the live tracking of the delivery driver to the final destination.

In 2020 Muuve signed partnerships with OOCTANE, a Cambodian venture capital firm.

Your PhnomPenh

Phnom Penh’s longest-running online food and beverage ordering service, Your PhnomPenh has been in operation since 2011. They also introduced YPP Express for mobile apps with cash, card and online payments. The web version also has a live chat feature.

Tuk Out

Tuk Out is a food delivery app service available in Kampot, Sihanoukville and Siem Reap and it has been in operation in Cambodia since 2016. They offer a wide range of digital and cash payment options via their TukOut mobile app and website.

BLOC

This Cambodian enterprise started in 2018 and although it also not exclusive to food deliveries, BLOC offers home deliveries and they say “We are not just a food delivery company, but we push beyond that by bringing your daily consumers goods to your door through our accessible app, and our hotline number.” The app and services seem to be predominantly in Khmer.

Phnom Penh Grocery Delivery Apps

There are also now a handful of grocery delivery apps in Cambodia, all operating in Phnom Penh. They offer huge selections from delis, bakeries, supermarkets and more. Most of the services are available 7 days a week and the available services are via a website and mobile app.

Grocer Delivery Asia

Operating since 2017, Grocer Delivery Asia is an online supermarket in Phnom Penh with express & next day delivery. They also offer some discounts & promotions on online grocery shopping with free delivery on orders over $40. Customers can shop online for fresh groceries and household essentials with over 7 000 products available from more than 30 vendors.

The payment options include credit card or cash on delivery and shoppers can use the website or the app. Grocer Delivery Asia is from the same company as Meal Temple.

Delishop.Asia

Delishop.Asia offers a wide range of groceries from a number of retailers. By 2020 they claim to offer more than 9000 products in a wide range of categories via their website. Deliveries can be made at specific time requests and there is a minimum order of $10, and payment must be made in cash, in USD or Riels. Delishop.Asia delivers to all district in Phnom-Penh.

In 2019, OBOR Capital, leading venture capital fund, announced that it has closed an early-stage equity fundraising deal with Delishop.Asia

Delishop.Asia Cambodia
Photo Credit: Delishop.Asia

Grocerdel

Grocerdel launched in late 2019, and they say their Grocerdel mobile app “provides delivery of farm-fresh produce, locally made products, and wholesale goods right to the doorstep of customers at the time they choose.” The company also says they use sustainable products and deliveries to make use of plastic-free and reusable packaging.

They are proud to be a female-led company and promote local Cambodia products, primarily “focusing our vendor-sourcing efforts towards local manufacturers.”

They also deliver in the greater Phnom Penh area.

GrabMart

Grab announced the expansion of GrabMart into eight Southeast Asian countries, with Cambodia being the latest addition in late May 2020. Users can access the GrabMart through their Grab app, and use it to arrange for deliveries from some grocery service retails stores in the Kingdom. These include Kiwi Mart, Thai Huot, Ucare Pharmacy and some specialist stores.

Retail Home Delivery

Cambodia AEON Online

The Japanse brand is behind the two biggest malls in Cambodia (both in Phnom Penh, with a third on the way) and they have a limited grocery retail store presence. You can use their AEON Online website to order groceries online and have it delivered.

There are four simple steps and customers can choose to pay in cash or use their Visa or Mastercard online. Importantly there are four language options on the e-commerce site: Khmer, English, Japanese and Chinese.

Chip Mong Supermarkets

The expanding Chip Mong enterprise includes supermarkets and malls in Cambodia. Shoppers can complete their grocery shopping online from Chip Mong Supermarkets using the BLOC and NHAM24 delivery apps in the capital of Phnom Penh.

Prepared meal plan delivery service in Cambodia

There has been a spiked increase of independently home-cooked meal plan delivery services also operating in Cambodia, especially since 2019. These companies offer a selection of ready-meals, prepped and delivered to a customers home or place of work.

Customers can choose from a preprepared menu selection and how many meals a week they want to order. The meals often tend to be promoting a healthy lifestyle. These delivery services don’t necessarily have apps or a website but are setup most commonly via a Facebook page or even use one of the apps mentioned above.

These include:

  • Fitbowl by Lyda: They accept payments by ABA Bank or COD on delivery. Fitbowl also makes the food choices available to deliver via Nham24, Muuve, Your PhnomPenh and E-GetS.
  • Nom Nom Healthy Meal Delivery: Nom Nom Phnom Penh is a healthy daily meal plan service in Phnom Penh who offer a selection of low calorie, low carbs, high protein, paleo and keto meals.
  • Miam Box: Miam used to operate a restaurant an now have resurfaced with their healthy meal prep choices as Miam Box. They offer once-a-day delivery service of a healthy meal plan and orders can be placed directly through their website.
  • Food To Go: Offering mainly Khmer and Asian dishes all for a price of 10,000 riel ($2.50), you can order through a number of food delivery apps or call Food To Go directly.

Homestyle baked goods

Although there was already a huge variety of bakers and cake speciality shops in the major cities in Cambodia, during COVID-19, a number of home bakers started offering the services which could be delivered too. The selection includes a huge variety of bread, cakes and customised orders for special occasions with payments often made possible using banking apps.

Some of the more popular choices in Phnom Penh include:

Popular digital payment methods in Cambodia

Since 2019, more digital payment options are available for in-app purchases in Cambodia. Notably:

Cash deliveries in USD or the Khmer Riel are of course still an option for all payments as well. PayPal does currently not officially operate in Cambodia.

Impact of Coronavirus (COVID-19) 

In 2020, the Coronavirus (COVID-19) outbreak has seen a surge in these apps being used as restrictions come into play in Cambodia and social distancing becomes more standardised to minimise the impact of the outbreak.

By the middle of March 2020, restaurants and bars could still operate freely but more have taken the decision to offer self-delivery or have signed up to the food delivery apps. This has also lead to delays in the deliveries and busier peak periods. Cambodia-Eats is providing updates on all the restaurants and venues that are offering their own deliveries.

Sources: https://www.b2b-cambodia.com/articles/food-delivery-apps-in-cambodia/

Regional Comprehensive Economic Partnership (RCEP)

RCEP-1Countries in East Asia region have thriving trade and economic relations with each other through free trade agreements. The Association of Southeast Asian Nations (ASEAN) has free trade agreements with six partners namely People’s Republic of China (ACFTA), Republic of Korea (AKFTA), Japan (AJCEP), India (AIFTA) as well as Australia and New Zealand (AANZFTA).

In order to broaden and deepen the engagement among parties and to enhance parties’ participation in economic development of the region, the leaders of 16 participating countries established the Regional Comprehensive Economic Partnership (RCEP). The RCEP was built upon the existing ASEAN+1 FTAs with the spirit to strengthen economic linkages and to enhance trade and investment related activities as well as to contribute to minimising development gap among the parties.

In August 2012, the 16 Economic Ministers endorsed the Guiding Principles and Objectives for Negotiating the Regional Comprehensive Economic Partnership. The RCEP negotiations were launched by Leaders from 10 ASEAN Member States (Brunei Darussalam, Cambodia, Indonesia, Lao PDR, Malaysia, Myanmar, the Philippines, Singapore, Thailand and Viet Nam) and six ASEAN FTA partners (Australia, People’s Republic of China, India, Japan, Republic of Korea, and New Zealand) during the 21st ASEAN Summit and Related Summits in Phnom Penh, Cambodia in November 2012.

The objective of launching RCEP negotiations is to achieve a modern, comprehensive, high-quality, and mutually beneficial economic partnership agreement among the ASEAN Member States and ASEAN’s FTA partners. The RCEP negotiations commenced in early 2013.

COVERAGE AREAS

The RCEP negotiation includes: trade in goods, trade in services, investment, economic and technical cooperation, intellectual property, competition, dispute settlement, e-commerce, small and medium enterprises (SMEs) and other issues.

WHAT RCEP MEANS FOR BUSINESSES

RCEP has the potential to deliver significant opportunities for businesses in the East Asia region, given the fact that the 16 RCEP participating countries account for almost half of the world’s population; contribute about 30 per cent of global GDP and over a quarter of world exports. RCEP will provide a framework aimed at lowering trade barriers and securing improved market access for goods and services for businesses in the region, through:

  • Recognition to ASEAN Centrality in the emerging regional economic architecture and the interests of ASEAN’s FTA partners in enhancing economic integration and strengthening economic cooperation among the participating countries;
  • Facilitation of trade and investment and enhanced transparency in trade and investment relations between the participating countries, as well as facilitation of SMEs’ engagements in global and regional supply chains; and
  • Broaden and deepen ASEAN’s economic engagements with its FTA partners.

RCEP recognises the importance of being inclusive, especially to enable SMEs leverage on the agreement and cope with challenges arising from globalisation and trade liberalisation. SMEs (including micro-enterprises) make up more than 90% of business establishments across all RCEP participating countries and are important to every country’s endogenous development of their respective economy. At the same time, RCEP is committed to provide fair regional economic policies that mutually benefit both ASEAN and its FTA partners.

From: https://asean.org/?static_post=rcep-regional-comprehensive-economic-partnership

Saturday, May 30, 2020

ធនាគារពិភពលោក៖ ភាពក្រីក្រនៅកម្ពុជាក្នុងឆ្នាំ២០២០ អាចនឹងកើនឡើងពី ៣% ទៅ ១១%


ធនាគារពិភពលោក World Bank នៅថ្ងៃទី២៩ ឧសភានេះ ទើបតែបានចេញផ្សាយរបាយការណ៍ថ្មីមួយស្តីពី បច្ចុប្បន្នភាពសេដ្ឋកិច្ចចុងក្រោយសម្រាប់ប្រទេសកម្ពុជា។ នៅក្នុងរបាយការណ៍ដែលមានចំណងជើងថា «កម្ពុជានៅក្នុងកាលៈទេសៈមានវិបត្តិកូវីដ១៩» (Cambodia in the Time of COVID-19)  ធនាគារពិភពលោកបានលើកឡើងថា ការអភិវឌ្ឍរបស់កម្ពុជាក្នុងពេល៣០ឆ្នាំមកនេះកំពុងរងការគំរាមកំហែងខ្លាំងបំផុតពីការរាតត្បាតនៃជំងឺកូវីដ-១៩ ហើយថា ក្នុងស្ថានភាពនេះ ភាពក្រីក្រក្នុងឆ្នាំ២០២០ អាចនឹងកើនឡើងពី  ទៅ ១១ ភាគរយ ដែលខ្ពស់ជាងកម្រិតនៅខ្សែបន្ទាត់គោល អាចនិយាយបានម៉្យាងទៀតថា កម្រិតនៅពេលដែលគ្មានជំងឺកូវីដ១៩

ការរាតត្បាតនៃជំងឺកូវីដ-១៩ កំពុងបង្កការប៉ះទង្គិចយ៉ាងដំណំ ទៅលើក្បាលម៉ាស៊ីនសំខាន់ៗសម្រាប់ជំរុញកំណើនសេដ្ឋកិច្ចរបស់កម្ពុជា ក្នុងឆ្នាំ២០២០នេះ។ ក្នុងនោះមានវិស័យទេសចរណ៍ឧស្សាហកម្មនាំចេញ និងផ្នែកសំណង់ជាដើម ដែលទាំងអស់នេះ តំណាងឱ្យជាង ៧០ភាគរយ នៃកំណើនសេដ្ឋកិច្ច និងផ្តល់ការងារមានកម្រៃប្រមាណជា៤០ភាគរយ នៃការងារសរុបរបស់ប្រទេស។ដោយសារមូលហេតុនេះហើយ នៅក្នុងឆ្នាំ២០២០ កំណើនសេដ្ឋកិច្ចរបស់កម្ពុជា ​ត្រូវបានគេរំពឹងទុកថា ​នឹងមានល្បឿនយឺតបំផុតមិនដែលធ្លាប់ជួបប្រទះ តាំងពីឆ្នាំ១៩៩៤មក ដោយវានឹងថមថយរហូតដល់រវាង -1 និង​ -2.9 ភាគរយ។ នេះបើតាមការឱ្យដឹងពីរបាយការណ៍ ស្តីពី «កម្ពុជានៅក្នុងកាលៈទេសៈមានវិបត្តិកូវីដ-១៩» (Cambodia in the Time of COVID-19) ដែលជារបាយការណ៍របស់ធនាគារពិភពលោក ស្តីពី បច្ចុប្បន្នភាពសេដ្ឋកិច្ចចុងក្រោយ​​​​​ សម្រាប់ប្រទេសកម្ពុជា ចេញផ្សាយនៅថ្ងៃទី ២៩ឧសភានេះ។

បើតាមធនាគារពិភពលោក នៅក្នុងស្ថានភាពនេះ ភាពក្រីក្រនៅកម្ពុជាក្នុងឆ្នាំ២០២០ អាចនឹងកើនឡើងពី  ទៅ ១១ ភាគរយ ដែលខ្ពស់ជាងកម្រិតនៅខ្សែបន្ទាត់គោល ឬនិយាយបានម៉្យាងទៀតថា កម្រិតនៅពេលដែលគ្មានជំងឺកូវីដ-១៩។ ពិសេសក្នុងចំណោមក្រុមគ្រួសារដែលពាក់ព័ន្ធជាមួយវិស័យសំខាន់ៗ មានជាអាទិ៍ វិស័យទេសចរណ៍សំណង់ពាណិជ្ជកម្មឧស្សាហកម្មផលិតនិងឧស្សាហកម្មកាត់ដេរ ប្រសិនបើពួកគេបាត់បង់ចំណូលអស់៥០ភាគរយ សម្រាប់រយៈពេលប្រាំមួយខែជាប់ៗគ្នា។ ជាមួយគ្នានេះឱនភាពសារពើពន្ធ​ នឹងមានកម្រិតខ្ពស់បំផុត ដែលមិនធ្លាប់មាន ក្នុងកំឡុងពេល២២ឆ្នាំកន្លងមកនេះ។

របាយការណ៍របស់ធនាគាពិភពលោកក៏បានលើកឡើងទៀតថា ការដួលរលំនៃកម្លាំងសំខាន់ៗសម្រាប់ជំរុញកំណើនបានប៉ះទង្គិចយ៉ាងខ្លាំងដល់កំណើនសេដ្ឋកិច្ច និងធ្វើឱ្យការងាររបស់មនុស្សយ៉ាងហោចណាស់ .៧៦ លាននាក់ ស្ថិតក្នុងហានិភ័យ។របាយការណ៍នេះក៏បានព្រមានដែរថា ការហូរចូលនៃមូលធនមកពីក្រៅប្រទេសក៏កំពុងតែស្តួចស្តើងទៅៗដែរ ដែលតាមរយៈនេះ វានឹងញ៉ាំងឱ្យតម្លៃនៃទីផ្សារអចលនទ្រព្យស្រុតចុះ ហើយទំនងជានឹងឈានទៅបញ្ចប់ការរីកលូតលាស់យ៉ាងរហ័សនៃវិស័យសំណង់ទៀតផង។ កម្ចីមិនដំណើរការ(កម្ចីខូចត្រូវបានរំពឹងថា ​នឹងអាចមានទំហំកាន់តែធំឡើង ក្នុងពេលដែលពុំទាន់មានការទូទាត់សងឥណទានបច្ចុប្បន្ន ដែលត្រូវបានធ្វើកន្លងមកចំពោះវិស័យសំណង់អចលនទ្រព្យ និងការលក់-ទិញ លំនៅឋាន តាមរយៈការបង់រំលស់ជាដើម។

យ៉ាងណាក្តី ជាការឆ្លើយតបទៅនឹងវិបត្តិកូវីដ-១៩នេះ របាយការណ៍បានស្នើឡើងនូវអនុសាសន៍គោលនយោបាយមួយចំនួន សំដៅជួយជាបន្ទាន់ជំនួយសេដ្ឋកិច្ចនិងការពារសុខភាពសាធារណៈ ស្តារឡើងសេដ្ឋកិច្ចឲ្យងើបឡើងវិញក្នុងរយៈពេលខ្លី និងជួយពង្រឹងភាពធន់នៃផ្នែកម៉ាក្រូសារពើពន្ធ និងសង្គម នៅក្នុងរយៈពេលមធ្យម។ លោកស្រី អ៊ីនហ្គូណា ដូប្រាចា ប្រធានគ្រប់គ្រងនៃធនាគារពិភពលោកប្រចាំកម្ពុជា មានប្រសាសន៍ថា៖ «វិបត្តិជាសកលដែលបង្កដោយការរាលដាលនៃជំងឺកូវីដ-១៩នេះ បានធ្វើឱ្យមានការប៉ះទង្គិចយ៉ាងដំណំមកលើសេដ្ឋកិច្ចរបស់កម្ពុជាក្នុងឆ្នាំ២០២០» ប៉ុន្តែយ៉ាងណាក្តី លោកស្រីមានប្រសាសន៍បន្ថែមទៀតថា៖«ធនាគារពិភពលោកប្តេជ្ញាចិត្តថានឹងជួយកម្ពុជាក្នុងការជួយដោះស្រាយឱ្យមានប្រសិទ្ធភាពជាមួយវិបត្តិកូវីដ-១៩នេះ និងក្នុងការពង្រឹងសេដ្ឋកិច្ចឱ្យឆាប់ងើបឡើងវិញ និងមានភាពធន់ នាពេលអនាគត»

Friday, May 29, 2020

ការផ្អាកទទួលយកក្រដាសប្រាក់ ១ ដុល្លា ២ ដុល្លា និង៥ដុល្លា

មូលហេតុដែលធនាគារជាតិនៃកម្ពុជាផ្អាកទទួលយកក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទ ១$ ២$ និង៥$ ពីគ្រឹះស្ថានហិរញ្ញវត្ថុ

គួរបញ្ជាក់ថា៖ ការពិភាក្សាក្នុងកិច្ចប្រជុំនេះក៏មានការចូលរួមមតិពីតំណាងក្នុងវិស័យលក់រាយមួយចំនួនផងដែរ។ ធនាគារជាតិនៃកម្ពុជាក៏សូមបញ្ជាក់ផងដែរថា ការអនុវត្តវិធានការខាងលើមិនមានន័យថា ជាការហាមឃាត់ចរាចរណ៍ក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទតូចៗទាំងនេះនៅលើទីផ្សារនោះទេ។

នៅព្រឹកថ្ងៃព្រហស្បតិ៍ ៧កើត ខែជេស្ឋ ឆ្នាំជូត ទោស័ក ព.ស.២៥៦៤ ត្រូវនឹងថ្ងៃទី២៨ ខែឧសភា ឆ្នាំ២០២០ លោកជំទាវ ជា សិរី អគ្គនាយកបច្ចេកទេស ធនាគារជាតិនៃកម្ពុជា បានដឹកនាំកិច្ចប្រជុំពិភាក្សាជាមួយតំណាងគ្រឹះស្ថានធនាគារនិងហិរញ្ញវត្ថុ ស្តីពី បញ្ហាប្រឈមនៃចរាចរណ៍ក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទ ១$ ២$ និង ៥$ និងផលវិបាករបស់គ្រឹះស្ថានធនាគារនិងហិរញ្ញវត្ថុ និងធនាគារជាតិនៃកម្ពុជា ក្នុងការគ្រប់គ្រងប្រភេទក្រដាសប្រាក់ទាំងនេះ។
អង្គប្រជុំបានពិភាក្សានិងឯកភាពលើបញ្ហាប្រឈមមួយចំនួនដូចខាងក្រោម៖

លើទិដ្ឋភាពគោលនយោបាយ៖

១. នៅក្នុងស្ថានភាពដែលពិភពលោកកំពុងប្រឈមនឹងវិបត្តិសុខភាពពិភពលោក ហើយកំពុងឈានចូលទៅក្នុងវិបត្តិសេដ្ឋកិច្ច ការពង្រឹងឯករាជ្យភាពក្នុងការដឹកនាំគោលនយោបាយរូបិយវត្ថុនឹងរួមចំណែកជំរុញកំណើនសេដ្ឋកិច្ចកាន់តែមានប្រសិទ្ធភាព។ ក្នុងទិសដៅនេះ កម្ពុជាត្រូវជំរុញការប្រើប្រាស់ប្រាក់រៀលឱ្យបានទូលំទូលាយជាងមុន ដោយគួរចាប់ផ្តើមពីការចាយវាយលើប្រតិបត្តិការដែលមានទំហំតូចទៅ។ ដូច្នេះ ការទុកឱ្យ ចរាចរក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទតូចៗគឺជាឧបសគ្គមួយក្នុងការជំរុញ ការប្រើប្រាស់ប្រាក់រៀល។

២. ក្នុងរយៈពេល ៦ខែចុងក្រោយនេះ ប្រាក់រៀលក៏ដូចជារូបិយប័ណ្ណក្នុងតំបន់បានធ្លាក់ថ្លៃគួរឱ្យកត់សម្គាល់ធៀបនឹងប្រាក់ដុល្លារអាមេរិក។ ចំពោះប្រទេសក្នុងតំបន់ តម្លៃរូបិយប័ណ្ណរបស់គេធ្លាក់ថ្លៃ គឺជាចម្បងដោយសារការធ្លាក់ចុះនៃការនាំចេញនិងលំហូរចេញនៃមូលធន។ ចំណែកឯកម្ពុជាវិញ ការធ្លាក់ចុះថ្លៃប្រាក់រៀលគឺដោយសារតម្រូវការប្រាក់រៀលធ្លាក់ចុះ (ដែលជាចម្បងបណ្តាលមកពីការថមថយសកម្មភាពសេដ្ឋកិច្ចក្នុងស្រុក និងការធ្លាក់ចុះតម្រូវការប្រាក់រៀលសម្រាប់បង់ពន្ធ ។ល។)។ ការធ្លាក់ថ្លៃប្រាក់រៀលធៀបនឹងដុល្លារអាមេរិកនេះមានឥទ្ធិពលអវិជ្ជមានទៅលើប្រជាកសិករដែលមានចំណូលជាប្រាក់រៀល។ ដូច្នេះ ដើម្បីជំរុញតម្រូវការប្រើប្រាស់ប្រាក់រៀលនៅក្នុងចរន្តសេដ្ឋកិច្ច ជាពិសេសសម្រាប់ប្រតិបត្តិការដែលមានទំហំតូច ការប្រើប្រាស់ក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទតូចៗគួរត្រូវជំនួសដោយប្រាក់រៀលវិញ។

លើទិដ្ឋភាពបច្ចេកទេស៖

១. ធនាគារជាតិនៃកម្ពុជា ជាស្ថាប័នតែមួយគត់ដែលមានសិទ្ធិដឹកជញ្ជូនរូបិយប័ណ្ណ ចេញ- ចូលកម្ពុជា។ ទោះបីជាមិនមែនជាតួនាទីរបស់ខ្លួនក៏ដោយ ក៏កន្លងមកធនាគារជាតិនៃកម្ពុជាបានសម្រួលការដឹកក្រដាសប្រាក់ថ្មីពីធនាគារកណ្តាលអាមេរិក មកប្រើប្រាស់ នៅកម្ពុជា។ ដោយឡែកចំពោះក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទតូច និងចាស់ ទក់ រហែក ធនាគារជាតិនៃកម្ពុជា មានការលំបាកក្នុងការគ្រប់គ្រងគុណភាព ដោយហេតុថា ការដឹកចេញក្រដាសប្រាក់ទាំងនេះ ត្រូវចំណាយពលកម្មនិងថវិកាខ្ពស់ ដែលខុសពីក្រដាសប្រាក់រៀលដែលធនាគារជាតិនៃកម្ពុជាអាចកាត់និងកម្ទេចចោល ហើយជំនួសដោយក្រដាសប្រាក់បោះពុម្ពថ្មី។ ម៉្យាងទៀត ធនាគារដៃគូក្រៅប្រទេស ដែលជួយសម្រួលទទួលយកក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទតូច មានចំនួនតិចទៅៗ ហើយធនាគារទាំងនេះក៏បានរឹតបន្តឹងការទទួលក្រដាសប្រាក់ដុល្លារ អាមេរិកតូចៗផងដែរ ទោះបីជាផ្តល់កម្រៃសេវាខ្ពស់ក៏ដោយ។ ការណ៍នេះ កាន់តែលំបាកបន្ថែមទៀតក្នុងស្ថានភាពនៃការរីករាលដាល ជំងឺកូវីដ-១៩ លើពិភពលោក ដែលបណ្តាល ឱ្យជើងហោះហើរចេញនិងមកកម្ពុជាមានតិចបំផុត។

២. ដោយពិនិត្យឃើញថា ទាំងក្នុងឃ្លាំងគ្រឹះស្ថានធនាគារនិងហិរញ្ញវត្ថុ និងធនាគារជាតិនៃកម្ពុជាមានការគរជន់ក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទ ១$ ២$ និង ៥$ ដែលនេះសរបញ្ជាក់ថា តម្រូវការនៃក្រដាសប្រាក់ទាំងនេះមានកម្រិតទាបក្នុងទីផ្សារ អង្គប្រជុំបានឯកភាពដាក់ចេញនូវវិធានការមួយចំនួនដូចខាងក្រោម៖

ក. ធនាគារជាតិនៃកម្ពុជានឹងផ្តល់ពេលវេលាចំនួន ៣ ខែ ចាប់ពីថ្ងៃទី១ ខែមិថុនា ឆ្នាំ២០២០ ដល់ថ្ងៃទី៣១ ខែសីហា ឆ្នាំ២០២០ ដល់គ្រឹះស្ថានធនាគារនិងហិរញ្ញវត្ថុ ដើម្បីនាំយក ក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទ ១$ ២$ និង ៥$ មកធនាគារជាតិនៃកម្ពុជា ដើម្បីដឹកជញ្ជូនចេញទៅក្រៅប្រទេស ដោយឥតគិតកម្រៃសេវា

ខ. បន្ទាប់ពីថ្ងៃទី៣១ ខែសីហា ឆ្នាំ២០២០ ធនាគារជាតិនៃកម្ពុជានឹងផ្ទេរការចំណាយដឹកជញ្ជូនចេញទៅក្រៅប្រទេសលើក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទ ១$ ២$ និង ៥$ ឱ្យគ្រឹះស្ថានធនាគារនិងហិរញ្ញវត្ថុ ជាអ្នករ៉ាប់រងវិញ។ ចំពោះការទទួលក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទ ១០$ ឡើងទៅ គឺមិនមានកម្រៃសេវាទេ

គ. ធនាគារជាតិនៃកម្ពុជានឹងបន្តពិភាក្សាជាមួយគ្រឹះស្ថានធនាគារនិងហិរញ្ញវត្ថុ ដើម្បីឈានទៅកំណត់ពេលវេលាណាមួយសមស្រប ដើម្បីផ្អាកការទទួលក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទតូចទាំងស្រុងពីគ្រឹះស្ថានធនាគារនិងហិរញ្ញវត្ថុ។

ការពិភាក្សាក្នុងកិច្ចប្រជុំនេះក៏មានការចូលរួមមតិពីតំណាងក្នុងវិស័យលក់រាយមួយចំនួនផងដែរ។ ធនាគារជាតិនៃកម្ពុជាក៏សូមបញ្ជាក់ផងដែរថា ការអនុវត្តវិធានការខាងលើមិនមានន័យថា ជាការហាមឃាត់ចរាចរណ៍ក្រដាសប្រាក់ដុល្លារអាមេរិកប្រភេទតូចៗទាំងនេះនៅលើទីផ្សារនោះទេ៕

អត្ថបទដោយ៖ ធនាគារជាតិនៃកម្ពុជា
#CambonomicTimes #MonetaryPolicy

Saturday, May 2, 2020

Country policy responses in ASEAN to Covid19

Countries are taking unprecedented measures to combat the spread of the disease, while ameliorating its pernicious effect on the economy and labour market. Find out the policies implemented by governments, employers’ and workers’ organizations, and the ILO in 188 countries and territories. Content can be found in one of the ILO official languages (English, French and Spanish) depending on the country.

How policies are reported

Country policy responses are presented within the four pillars of action defined by the ILO to lessen the impact of COVID-19 on businesses, jobs and the most vulnerable members of society.

Pillar 1: Supporting enterprises, employment and incomes

Active fiscal policy
Accommodative monetary policy
Lending and financial support to specific sectors including the health sector

Pillar 2: Stimulating the economy and jobs

Extend social protection for all
Implement employment retention measures
Provide financial/tax and other relief for enterprises

Pillar 3: Protecting workers in the workplace

Strengthen OSH measures
Adapt work arrangements (e.g. teleworking)
Prevent discrimination and exclusion
Provide health access for all
Expand access to paid leave

Pillar 4: Using social dialogue between government, workers and employers to find solutions

Strengthen the capacity and resilience of employers’ and workers’ organizations
Strengthen the capacity of governments
Strengthen social dialogue, collective bargaining and labour relations institutions and processes

Monday, March 23, 2020

Beautiful Message from Bill Gates

“What is the Corona/Covid-19 Virus really teaching us?”

I’m a strong believer that there is a spiritual purpose behind everything that happens, whether that is what we perceive as being good or being bad.

As I meditate upon this, I want to share with you what I feel the Corona/Covid-19 virus is really doing to us:

1) It is reminding us that we are all equal, regardless of our culture, religion, occupation, financial situation or how famous we are. This disease treats us all equally, perhaps we should to. If you don’t believe me, just ask Tom Hanks.

2) It is reminding us that we are all connected and something that affects one person has an effect on another. It is reminding us that the false borders that we have put up have little value as this virus does not need a passport. It is reminding us, by oppressing us for a short time, of those in this world whose whole life is spent in oppression.

3) It is reminding us of how precious our health is and how we have moved to neglect it through eating nutrient poor manufactured food and drinking water that is contaminated with chemicals upon chemicals. If we don’t look after our health, we will, of course, get sick.

4) It is reminding us of the shortness of life and of what is most important for us to do, which is to help each other, especially those who are old or sick. Our purpose is not to buy toilet roll.

5) It is reminding us of how materialistic our society has become and how, when in times of difficulty, we remember that it’s the essentials that we need (food, water, medicine) as opposed to the luxuries that we sometimes unnecessarily give value to.

6) It is reminding us of how important our family and home life is and how much we have neglected this. It is forcing us back into our houses so we can rebuild them into our home and to strengthen our family unit.

7) It is reminding us that our true work is not our job, that is what we do, not what we were created to do. Our true work is to look after each other, to protect each other and to be of benefit to one another.

😎 It is reminding us to keep our egos in check. It is reminding us that no matter how great we think we are or how great others think we are, a virus can bring our world to a standstill.

9) It is reminding us that the power of freewill is in our hands. We can choose to cooperate and help each other, to share, to give, to help and to support each other or we can choose to be selfish, to hoard, to look after only our self. Indeed, it is difficulties that bring out our true colors.

10) It is reminding us that we can be patient, or we can panic. We can either understand that this type of situation has happened many times before in history and will pass, or we can panic and see it as the end of the world and, consequently, cause ourselves more harm than good.

11) It is reminding us that this can either be an end or a new beginning. This can be a time of reflection and understanding, where we learn from our mistakes, or it can be the start of a cycle which will continue until we finally learn the lesson we are meant to.

12) It is reminding us that this Earth is sick. It is reminding us that we need to look at the rate of deforestation just as urgently as we look at the speed at which toilet rolls are disappearing off of shelves. We are sick because our home is sick.

13) It is reminding us that after every difficulty, there is always ease. Life is cyclical, and this is just a phase in this great cycle. We do not need to panic; this too shall pass.

14) Whereas many see the Corona/ Covid-19 virus as a great disaster, I prefer to see it as a *great corrector*

It is sent to remind us of the important lessons that we seem to have forgotten and it is up to us if we will learn them or not.

<Transcript by Mr. Salin Ly>

Thursday, February 27, 2020

China seizes control of insurance giant Anbang


Anbang Insurance Group chairman Wu Xiaohui

The head of Chinese insurance and financial giant Anbang, will face prosecution for "economic crimes", China's insurance regulator said. Wu Xiaohui, who has been removed from his post, was detained by authorities last June. In an unusual move, Anbang Insurance Group will now be taken over by China's insurance regulator for one year. The firm is known for its aggressive international acquisitions, including New York's Waldorf Astoria hotel. Chinese authorities have been cracking down on the financial industry to guard against excessive borrowing and risk.

A warning shot

"Clearly it is designed to be a warning shot to firms engaged in particular types of financial engineering and leveraged acquisitions (as Anbang was)," Tom Rafferty of the Economist Intelligence Unit told the BBC. "The government has made clear reducing financial risk is one of its main policy priorities."

Anbang, which started out as a car insurance firm with state-owned backers, is recognised as one of China's richest and most opaque conglomerates."The motivation in Anbang's case probably is not just about delivering a warning shot, however, but probably some also real concerns that the company was heading for insolvency and the impact this would have on retail investors that purchased products from the company," Mr Rafferty said. In addition to selling insurance products, it owns a portfolio of international properties and global brands.

Politically connected

Mr Wu, who married the grand-daughter of former leader, Deng Xiaoping, was long thought to be one of the most politically-connected men in China.
After his detention last year, the company said in a statement that his duties as chairman would be managed by other senior executives. On Friday, the China Insurance Regulatory Commission said he had been removed from his position altogether. The government regulator said Anbang's business would continue and that its external liabilities would not be affected. It said the company's current operations remained stable but that illegal operations may "seriously endanger" its solvency abilities. It said its actions were aimed at keeping the firm operating as usual and to protect the rights and interests of consumers. Last year, a company owned by the family of US President Donald Trump's son-in-law, Jared Kushner, ended talks with Anbang over a major redevelopment project in New York City. The potential deal had raised questions about a conflict of interest, given Mr Kushner's role at the White House.